BLOGGING IS EXPRESSING ONESELF

In today's new age economy one of the term that we quite often hear  is DISRUPTIVE INNOVATION. This term was first coined by Dr Clayton Christenen, a professor with Harvard Business School. Disruptive Innovation is not a break-through innovation which makes existing good products a lot better for existing customers and are generally are costlier too. Rather Disruptive Innovation is a  Transformational shift in the product : which was a)  expensive  and also  complicated to use  allowing it  accessible to only few people  to use it b) to a much more  affordable  and  simple to use allowing much larger population to use  and derive benefit from . A disruptive innovation product lifecycle generally starts producing and serving customers at the lowest strata needing basic utilities to medium and finally to the most demanding customers There is a thin line between Disruptive Innovators and Innovators and we can loosely say that all Disruptive innovators are innovators fo

Strategy is nothing but the  plan  as to how  to operate  in a  competitive world  to be a differentiator by solving the problems / fulfiling  the   needs and  in lieu of that being able to get a share of the customer's spend . The whole process which needs identifying the need , building the product / service , creation of structure , raising capital , building marketing team and communication , sales process etc is divided into two parts.  The first part is creating  the Road Map which is the STRATEGY  and the second is the detailed Action plan with time lines and responsibilities with actions and what needs to be done which is EXECUTION.   Execution on the other hand is to   actually do what is planned  as per the strategy and if need be   provide timely inputs to refine/amend the strategy  till it is perfect. ( in reality however strategy is ever evolving) If strategy is deciding what to do, execution is all about making it happen. It’s the follow through. The m

http://manishkumarjhunjhunwala.blogspot.in/2017/05/investment-in-stock-shares-of-listed.html One of the biggest trading volume in any business is of the Stock Exchange .There are major 60 stock exchanges in the world with a total market capitalization  of shares listed of USD 69 trillion . Out of these 60 exchanges 17exchanges have a total market capitalization of shares listed on it of more than USD 1 trillion and their MCAP is equivalent to 87 % of the total MCAP of all exchanges put together. The details of the major stock exchanges is as follows The above table shows the major stock exchanges , MCAP in the descending order with the countries and the continents and the GNI ( GDP plus foreign earnings received ) and the ratio of MCAP to GNI . This ratio was used first by Warren Buffett to see if the stock exchange is over or under capitalized. So coming to the discussion on investment in the stock / shares of companies there are primarily following routes 1. Acqui

The following 10 companies are the companies who stocks have performed and have given the highest returns to it's shareholders post 1970. Some common characteristics of these companies are 1. All these companies are more than 120 to 220 years old with DuPont being the oldest and Coke the youngest of them. 2. Al these companies are market leaders in their industries and have maintained their positions in terms of market shares for very long periods with innovation and marketing. 3. They have been able to generate an above average return on equity which ranges from 20 % up to 100 % with the exception of one or two companies for one or two years. 4. They have been able to grow their revenues also on a consistent basis. 5. Last but not the least they have been generating cash and returning cash in the form of dividends regularly to its shareholders. Company Year Founded Dividends Paid Since Current Yield Share Price P

A bad system will beat a good person every time. This famous quote was made by W. Edwards Deming at a February 1993 Deming Four Day seminar in Phoenix, Arizona. But what does it means and how should it be tackled by the person and the system. Person : A person in this case can be anyone a member of a family run business, an employee of a private sector or a public sector , a politician responsible for running the party or the country or a representative of a society. As far as the person is concerned it does not means that s/he should give up trying because failure was certain. What It suggests is to understand the importance of the system and the futility of trying to focus on blaming people for failures.  We are being destroyed by best efforts. Trying harder, to do what you understand as your job, when the system is broken often results in more damage. Don’t just do something, stand there (and think). So if a bad system will be beat a good person every time what

THE CHANGING FORTUNE OF AIRLINE INDUSTRY The world airlines industry is one of most important industry which has contributed to the economic growth of the world by connecting and transporting people and goods from one corner of the world to the other corner of the world in the fastest possible time among all other mediums of transportation. However due to multiple reasons  (*) the Airline Industry has been grappling with losses and poor return on capital forcing many companies to either shut down or having been taken over or gone to government for bail out. *(over capacity , competition , high costs due to lack of infrastructure and government and other statutory bodies charges , fuel costs ( decreased now ) , high cost of manpower , predictability of route wise passengers etc. ) The situation has thankfully changed and a major milestone was achieved at the industry level when airlines generated a return on invested capital exceeding the cost of their capital.  In real t

Performance of the three biggest players in the Express & Logistics Business in the world in terms of Financial Growth in Turnover , Gross Margin & EBIDTA Consistency in Growth Pattern , Improvement in Gross Margin as a percentage of Sales and it's pattern Improvement in EBIDTA Margin as a percentage of Sales and it's pattern GROSS REVENUE FedEx has been able to grow it's revenue the most i.e. 7.69 B at an overall growth of 18.02 % and has shown a growth every year . UPS had a negative growth one year in 2015 but still managed to have a growth of USD 6.44 B and an overall growth of 11.91 % DHL has recorded two years of negative growth and the overall addition to it's turnover over 5 years is only USD 2 Billion at a overall growth of 3.2 %. The Gap between UPS and DHL as a result has come from USD 8 Billion to less than USD 4 Billion now GROSS MARGIN (  after reducing the Cost of Goods Sold including the Depreciation &